International Mortgage Service

Yen rates from 2.00% 

Banner offers Asia’s most successful overseas property purchase credit facility. It is both convenient and highly flexible, as this service is geared towards investors globally purchasing property in Great Britain, Spain, France, New Zealand and selected locations in Australia, Canada and the USA, as well as in Hong Kong, Singapore, Spain, France, Portugal and Dubai.

Our range of flexible overseas mortgages offer:

• Competitive interest rates
• Multi-currency loan facilities
  Available in Sterling, US Dollars, Euro, Australian Dollars, New Zealand Dollars, Canadian Dollars, Japanese Yen, Swiss Franc, Hong Kong Dollars and Singapore Dollars.

• Free currency switching option
  Combined with multi-currency loan facilities, and subject to status and conditions, we allow currency switching between approved currencies.

• Free pre-approved financing
  If you intend to buy overseas property, take advantage of our pre-approved financing. No fee or commitment is required.

• No penalty for buy-to-let properties
• No penalty for early repayment
• Up to 100% financing available (subject to credit status and additional security)
• Flexible repayment methods
  You can choose from a wide range of repayment methods to suit your personal needs:
  • Principal plus interest instalments
  • Interest only plus savings plan
  • Interest only plus lump sum investment or deposits
  • Interest only (normal LTV reduced by 5%). Reviewed after 5 years.
  • Interest only for 5 years, followed by automatic conversion to instalments of principal and interest.